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afterpay - how it works

 TO BE ELIGIBLE FOR AFTERPAY YOU MUST;

  • Live in Australia
  • Be at least 18 years old
  • Have a valid and verifiable email address and mobile phone number
  • Use an Australian credit card or debit to make the purchase

SCHEDULED PAYMENTS

Afterpay will automatically take payment from your Visa or MasterCard on the due date. They currently accept MasterCard and Visa credit and debit cards issued in Australia from any bank. The scheduled payment dates can be seen in the confirmation email sent to your valid email address after you order was approved, or by logging in to your Afterpay account at afterpay.com.au.

To avoid late fees, simply ensure sufficient funds are available on your credit or debit card to ensure the payment is made successfully.

LATE FEES

Afterpay is a free product. Afterpay will never charge you interest, and the only fees applied are late fees if their scheduled payments are not paid on time. Late fees are $10 if a payment is overdue, with a further $7 applied if it is overdue for more than 1 week, totalling a maximum of $17 per overdue payment. 

AFTERPAY RETURNS

All Afterpay purchases can be returned for exchange or refund in line with our Returns policy. All returns must be made within 14 days of the original purchase date (first Afterpay instalment). When a customer returns an item, the system automatically notifies Afterpay and all future payments for that order cancelled. If the customer has already made one or more payments and an amount is owing to them, that amount will be refunded to the credit/debit card they used to place the order. Once notified, Afterpay processes the refund immediately and will send the customer an email to confirm that the refund has been applied. The bank may take 48 hours or longer to refund any money to their card.

FULL TERMS AND CONDITIONS 

Afterpay is a financial product and it is important you read the full term and conditions of their product offering here before deciding to sign up for an Afterpay account at checkout.